{"id":24964,"date":"2025-01-16T11:25:38","date_gmt":"2025-01-16T10:25:38","guid":{"rendered":"https:\/\/csp.ch\/geneve\/?p=24964"},"modified":"2025-01-16T11:25:45","modified_gmt":"2025-01-16T10:25:45","slug":"une-deuxieme-chance-pour-les-personnes-surendettees","status":"publish","type":"post","link":"https:\/\/csp.ch\/geneve\/une-deuxieme-chance-pour-les-personnes-surendettees\/","title":{"rendered":"Une deuxi\u00e8me chance pour les personnes surendett\u00e9es"},"content":{"rendered":"<p>Le Conseil f\u00e9d\u00e9ral a annonc\u00e9 hier les solutions qu&rsquo;il soumet au Parlement pour briser la spirale du surendettement chez les personnes priv\u00e9es.<\/p>\n<p>En Suisse, on estime que 6% de la population est concern\u00e9 par des actes de d\u00e9faut de bien.<\/p>\n<p><span style=\"color: #ff6600\"><strong>Une r\u00e9vision de la loi actuelle sur les poursuites serait un plus pour:<\/strong><\/span><\/p>\n<ul>\n<li>Les <strong>personnes surendett\u00e9es et leur entourage<\/strong>, plong\u00e9s dans l&rsquo;enfer des dettes souvent suite \u00e0 un accident de vie, soumis au minimum vital et affect\u00e9s dans leur sant\u00e9<\/li>\n<li>La <strong>collectivit\u00e9 et l&rsquo;\u00e9conomie<\/strong>, d\u00e8s lors que ces personnes seront en mesure de payer leurs imp\u00f4ts courants, retrouver du travail, sortir de l&rsquo;aide sociale<\/li>\n<\/ul>\n<p><em>Les\u00a0personnes surendett\u00e9es qui n&rsquo;ont aucune perspective de s&rsquo;en sortir un jour devraient pouvoir, en Suisse aussi, suivre une proc\u00e9dure au terme de laquelle elles seront lib\u00e9r\u00e9es de leurs dettes restantes. Le Conseil f\u00e9d\u00e9ral a adopt\u00e9 aujourd&rsquo;hui le message relatif \u00e0 la modification de la LP (proc\u00e9dure d&rsquo;assainissement pour les personnes physiques). D&rsquo;innombrables m\u00e9nages surendett\u00e9s auront ainsi une nouvelle perspective d&rsquo;avenir. C&rsquo;est une chance pour la soci\u00e9t\u00e9 et l&rsquo;\u00e9conomie.<\/em><\/p>\n<p>\ud83d\udc49 <a href=\"https:\/\/mailchi.mp\/2dcf0e72e9e7\/private-schulden-steigen-wegen-corona-mm-schuldenberatung-schweiz-16532004\">Lire le communiqu\u00e9 de presse de Dettes Conseils Suisse du 15 janvier 2025<\/a><\/p>\n<p><em>Les personnes surendett\u00e9es auront la possibilit\u00e9 d\u2019assainir leur situation financi\u00e8re et de prendre un nouveau d\u00e9part. Le Conseil f\u00e9d\u00e9ral propose deux nouvelles proc\u00e9dures d\u2019assainissement des dettes des personnes physiques, qui auront des effets positifs sur la sant\u00e9 des personnes concern\u00e9es et sur l\u2019\u00e9conomie tout enti\u00e8re. Apr\u00e8s avoir pris acte des r\u00e9sultats majoritairement positifs de la consultation, le Conseil f\u00e9d\u00e9ral a adopt\u00e9 le message \u00e0 l\u2019intention du Parlement lors de sa s\u00e9ance du 15 janvier 2025.<\/em><\/p>\n<p>\ud83d\udc49 <a href=\"https:\/\/www.admin.ch\/gov\/fr\/accueil\/documentation\/communiques\/communiques-conseil-federal.msg-id-103794.html\">Lire le communiqu\u00e9 de presse du Conseil f\u00e9d\u00e9ral du 15 janvier 2025<\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le Conseil f\u00e9d\u00e9ral a annonc\u00e9 hier les solutions qu&rsquo;il soumet au Parlement pour briser la spirale du surendettement chez les personnes priv\u00e9es. En Suisse, on estime que 6% de la population est concern\u00e9 par des actes de d\u00e9faut de bien. Une r\u00e9vision de la loi actuelle sur les poursuites serait un plus pour: Les personnes [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":24959,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[61],"tags":[],"class_list":["post-24964","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-plaidoyer"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Une deuxi\u00e8me chance pour les personnes surendett\u00e9es - CSP Gen\u00e8ve<\/title>\n<meta name=\"description\" content=\"Les CSP soutiennent une r\u00e9vision de la loi sur les poursuites, seule solution pour lib\u00e9rer les personnes des dettes qui les accablent souvent \u00e0 vie.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/csp.ch\/geneve\/une-deuxieme-chance-pour-les-personnes-surendettees\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Une deuxi\u00e8me chance pour les personnes surendett\u00e9es - 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